Shop Insurance

Shop insurance is relevant to you if you own and/or operate either a shop or a retail outfit.

With our shop insurance policy, you can rest assured that your shop, contents, employees and customers are properly insured in the event of any accident or unforseen circumstances.

We can insure any type of shop large or small, and also specialise in retail premises. This will cover fire, flood, theft and other risks.

Get an instant online shop insurance quote by clicking here

With your shop insurance policy, you can include:

Public Liability Insurance

Public insurance insurance is vital cover if your business comes into regular contact with members of the public. If your business operations were to injure a member of the public or accidentally damage their belongings, then public liability insurance would cover you in the event of any claim.

Shop Building Insurance

If you are the owner of a shop or retail premises, or are responsible for the insurance, this optional insurance will cover the shop in the event of any fire, flood, theft and other risks. Theft in particular is a growing risk in today’s economy.

Employers’ Liability Insurance

If you have any employees working for you, its a legal requirement to have employers’ liability insurance. It doesn’t matter how many staff you have or size of turnover, the minimum liability cover is £5,000,000.

This covers any accidents your employees may have in your premises, and would provide any loss of income or medical bills.

Shop stock and contents

Stock and contents insurance would mean that all of your shop stock, and contents such as shelves, displays etc, are fully insured in the event of fire, flooding, theft or any other risk.

This also includes Shop Money cover - insuring your business if any cash is stolen on the premises.

Seasonal stock risks can also be accounted for – you can choose up to 4 months of the year where your stock will be insured for more.

Business interuption

If your business has to stop trading for any reason due to natural causes – bad weather, fire, flood, terrorism or gas leak – you will be covered for both any income lost and any additional expenditure spent during this period.

Please click here for a shop insurance quote, email sales@insurance4yourshop.co.uk or call our dedicated team on 0800 142 2842.

We offer a direct debit facility, if you’d like to spread the cost over monthly payments.